Ufalme Wetu exists to turn every chama into a transparent, prosperous kingdom—welcoming everyone and transforming all.

We equip members with production tools before credit, redistribute resources across the pyramid, achievement of alternative skills over papers, save and reinvest our collective “taxes” back into our communities, seek representation—not promises and convert chamas into peer banks.

Through disciplined saving, affordable and available credit, and real-time governance on a digital platform, we crown everyday Kenyans with the economic tools to build inheritances, —so no one retires to oblivion and every household rises.

To build Ufalme Wetu into Kenya’s definitive financial empowerment platform, transforming every Chama into a powerful, transparent, and prosperous kingdom, and in doing so, creating an economic engine for national development.

In living rooms and under mugumo trees, Chamas carry Kenya's boldest dreams. Too often, these dreams get lost to dog-eared notebooks, disputes over missing records, and missed opportunities for growth.

We built Ufalme Wetu to crown every Chama with dignity, transparency, and tools that work seamlessly—both online and on the ground, in cities and villages alike.

• P — Production before Credit We build capacity first—tools, markets, and disciplined saving—so that credit becomes an amplifier of growth, not a trap.
• E — Equity across the Pyramid. Everyone belongs, and value circulates fairly. We create financialinclusion, enable commerce and reinvest the value we create back into members and their communities.
• A - Agency through Alternative Skills. We recognize and reward real-world capability—craft, trade, hustle, leadership—giving members a verifiable financial identity and pathways to upskill and advance.
• K — Kingdom-Grade Transparency and Representation Chamas become peer banks: auditable ledgers, clear rules, shared decisions, and member voice. We choose governance and accountability over empty promises.